Car Finance Explained

Financing your gives you a number of flexible options to purchase your next vehicle. Auto Accept Finance provides a number of options dependent on your individual circumstances and subject to status. Here are just a few of the options explained below. If you require any further information about car finance or car credit please call us or click here to complete our online car finance application form.

Your Finance Options:

Hire Purchase

HP finance offers a flexible approach. You tell us your deposit (we can take your current car as deposit) and how long you want to take an agreement over and we can give you a monthly figure.

Personal Contract Purchase Finance (PCP Finance)

Suited to people who regularly change their car or van – available on all new and some used cars and vans.

Personal Contract Hire Finance

Designed for people who are leaving Company car schemes. This option offers a way to budget for servicing, unforeseen repairs, and replacement tyres, in one monthly payment with no disposal or depreciation worries.

Lease Purchase

Mainly used by business users, this type of finance has the benefit of flexible deposit and repayment periods, with a flexible % of the purchase price being deferred to the end of the term.

Finance Lease

Offers accelerated tax benefits, with ownership of equity.

Contract Hire Finance Plan

Another option for business users, with flexible deposit & repayment periods, and an optional maintenance package.

Also available for Business Users

Variable Rate Agreements and Balance Payment Agreements.

All our finance is subject to status, acceptance, and terms & conditions will apply. 0% Finance Offers, Low Rate Finance, and other finance special offers may also be subject to other conditions.

We are authorised and regulated by the Financial Services Authority and a qualified John Stuart team member will advise you on products that are relevant to your purchase.

For more details on finance options available contact us today.